To expand the application of electronic payments and to introduce corresponding security control mechanisms and user rights protection standards, the Financial Supervisory Commission issued Order No. 11302732311 on October 11, 2024, to amend the “Rules Governing the Administration of Electronic Payment Business.” A total of 13 articles were amended, and 1 new article was added. The key points of the amendments are as follows:

1. Expansion of Contracted Institution Scope (Amended Articles 2 and 15):
   To enhance the convenience and practicality of using electronic payment accounts, additional provisions allow delivery platforms, delivery service providers, parking service providers, and parking service platforms to serve as contracted institutions for non-final payees. It also specifies the upper limit for delegated payment amounts per transaction and the required conditions.
2. Relaxation of Automatic Debit for Non-specific Amounts in Transactions (Amended Article 11):
   To expand the electronic payment business and its development flexibility, electronic payment institutions are authorized to evaluate transaction types and risks for automatic debit services related to non-specific amount transactions and to establish relevant risk control mechanisms.
3. Addition of Cloud Service Regulations for Outsourcing (New Article 45-1):
   By referring to the “Regulations Governing Internal Operating Systems and Procedures for the Outsourcing of Financial Institution Operation,” specific regulations are introduced for the outsourcing of operations by dedicated electronic payment institutions involving cloud services.
4. Adjustment to Practical Needs by Allowing:
   1. Network transactions using anonymous stored-value cards for the purchase of transportation and travel tickets issued by government agencies or public transportation companies for amounts under NT$3,000 per transaction (Amended Article 16).
   2. Named stored-value card payments for the assisted sale of vouchers or tickets by electronic payment institutions (Amended Article 31).
   3. Returning user payments to the “same electronic payment institution’s named stored-value card” when the contract between the user and the electronic payment institution is terminated (Amended Article 26).