Starting in April 2026, several new regulations closely related to consumer rights will officially come into force. The key points are as follows:
1. Travel Inconvenience Insurance: Limiting the Number of Fixed-Benefit Policies
The Financial Supervisory Commission’s Insurance Bureau and the Non-Life Insurance Association have established a reporting platform. For fixed-benefit policies, a maximum of only two policies per trip can be purchased across the entire industry, and caps are set on the claim amounts for each category. This restricts the previous operational space of “the more you buy, the more you receive.”
2. Sale of Existing Homes: Expanding Sellers’ Information Disclosure Obligations
Pursuant to the amendments to the “Mandatory and Prohibited Clauses in Standard Contracts for the Sale of Existing Homes” approved by the Executive Yuan, sellers are required to disclose the following three items of information when selling a property:
- Chloride ion content in concrete (risk of sea-sand houses)
- Pressurized water supply equipment
- Solar power generation equipment
If the disclosure is not made truthfully, a fine of between NT$30,000 and NT$300,000 may be imposed in accordance with the Consumer Protection Act; if the violation is not corrected after adjudication, the fine may be increased to between NT$50,000 and NT$500,000, and consecutive fines may be imposed per violation.
The above new regulations involve the conclusion methods of insurance contracts and the information disclosure obligations in real estate transactions, which have significant impacts on both consumers and relevant businesses. It is recommended that the parties concerned understand in advance and strictly comply with the latest regulations to properly protect their own rights and interests.
